Welcome to 'Savile Row' of Custom-Made Financial Tailoring.
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DID you know *A UNIT TRUST CONSULTANT has unlimited income?
LET's START CLIMBING TOGETHER !
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*Unit Trust Consultant is not a salary-based job, it's a job based on a commission with monthly trailer benefits. Contact us for more details.
Connecting People to Wealth
ABOUT US
We are a 'Boutique Wealth Strategist' and consultancy agency working under our principal in promoting & distributing a unit trusts (mutual funds) product.
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All of our agency members are trained, certified, and licensed by the Federation of Investment Managers Malaysia and renew their licenses annually. We assist our unit trust scheme investors to cater to their investment needs and evaluate their risk investment portfolio by our FiMM certified unit trust consultant.
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Our boutique is also recruiting a suitable and qualified individual to become a certified unit trust consultant under our principal.
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*Unit Trust Consultant is not a salary-based job, it's a job based on a commission with monthly trailer benefits. Contact us for more details.
WHAT IS UNIT TRUST?
Unit Trusts In A Nutshell
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Unit Trusts are for of collective investments that allow investors with similar investment objective too pool their savings, which are then invested in portfolio of shares of other assets managed by professional fund managers.
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IMPORTANT !
Unit Trusts are not suitable for short-term investors who are looking to cash out within a year’s time. It is also not suitable for speculators
looking to make quick returns. Unit Trust investments are best suited to investors looking to invest over the medium to long-term. There is NO DIVIDEND when investing in the unit trust scheme. Though some financial knowledge is necessary and helpful, careful and attentive investors will be able to learn the basics of unit trust investing from their unit trust investment and still make a handsome profit against the time. So, if you want to become one of our 'smart investors with ready-to-loss mindset comes with mid to long-term financial plan', then do drop us an email. Our bespoke strategist will invite you for a meeting at our modern & contemporary 180-degree panoramic view office just next to KLCC Twin Tower.
Understanding The Most Basic Pyramid of Investment Philosophy, The Risk of Tolerance and Psychology of A Market Cycle.
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When you put your money into typical savings, the investment will grow over period of time and it is very difficult to loss. However the profit that you will get is not significant. Usually the profit is just a small percentage increase against your country inflation rate. Since typical savings give you a very low risk, so the risk tolerance is 'low-risk, low-gain' type of investment.
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When you opt to invest in the unit trust scheme, the risk tolerance is slightly higher (but still low if compare to commodity, forex, SWAPS or other financial derivative). Unit trust scheme is a 'medium-risk, medium gain' type of investment. Reality in investing in the unit trust is that client will face *floating-loss for certain percentage in certain period of time. Some investors take their 'losses' for 1-year, 2-years, 3-years etc. Some investors started to see their investment making profit after 3-years, 4-years, 5-years etc. but after that their investment might loss back due to unpredictable extreme market cycle and later come back to profit due to certain sentiments ... In other words it's a roller coster ride !
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*floating loss - means unrealized losses calculated by marking to market open positions. As long as a position isn't closed, profit or loss on it changes along with the price change of a traded financial instrument (loss can flow into profit, and profit - into loss) and therefore are called floating. Join our team and discover how to deal with the floating losses.
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IN UNIT,
WE TRUST
Saving vs. Investing: What's the Difference?
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Saving money typically means it is available when we need it and it has a low risk of losing value.
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Investing typically carries a long-term horizon, such as our children’s college fund or retirement.
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The biggest and most influential difference between saving and investing is 'risk'.
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Do you want to learn how many type of risks & how to manage those risks? Then let's be one of our client & email us for more details.
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Ian Fairbairn joined M&G Investments in 1935, and was responsible for pioneering Unit Trusts in Britain. M&G’s was the first Unit Trust quoted on the London Stock Market. (source: Getty Images ; Olympedia)
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Ten Things to Consider Before You Make Investing Decisions
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1. Discuss with your Unit Trust Consultant to draw a personal financial roadmap.
2. Create and maintain an emergency fund.
3. Evaluate your comfort zone in taking on risk.
4. Consider an appropriate mix of investments.
5. Be careful if investing heavily in shares of employer’s stock or any individual stock.
6. Pay off high interest credit card debt.
7. Consider dollar cost averaging with thorough understanding.
8. Consider rebalancing portfolio occasionally.
9. Take advantage of “free money” from employer.
10. Avoid circumstances that can lead to fraud.
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If you're in doubt, do email us for an appointment & let's discuss it over a cup of coffee.
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